How It Works

Contactless Car Buying … from 'up-front' finance approval to handover in 3 easy steps.

Through our simple 3-step process, car buying has never been as convenient or stress-free.

Not only does our fully-automated process remove 'application-anxiety', it helps buyers default to the best finance deal available. After that, you’re in control…and we are here to help!

Step 1 - Get pre-approved for finance…in minutes

Take advantage of our easy-to-use finance calculator to receive a (no-obligation) ‘provisional' finance offer ... in just minutes. As part of the MotorDepot Group we use a wide panel of lenders, ranging from the leading industry providers to niche companies who cater for those who may have had ‘issues’ in the past. Our unique in-house technology means that you will automatically default to the best finance rate offered from within our panel of lenders.

*Please be aware this is classed as a ’soft credit check', meaning that an application does NOT affect your credit rating.

Step 2 - Search for your ideal vehicle

Once you’ve been provisionally approved for a finance deal, find your ideal car by browsing the thousands of vehicles on our website. At this point, we will instantly send you an email with a 'website link' to all of our available group stock. As all of our vehicles are price-checked daily, we are confident they will offer the best value in the marketplace.

*For extra convenience, the 'website link' will automatically display payment plans based on the finance rate which you have been provisionally approved at.

Step 3 - Collect your vehicle or take delivery…the choice is yours

Once we have completed all of the necessary paperwork, one of our team will be in touch to arrange a ‘handover’ of the vehicle. If you’d prefer to collect your vehicle in person, you will have the option to arrange a convenient time and date to pick up your car from any one of our 12 Collection Centres located around the country.

Or perhaps you would rather take the option of home delivery of the vehicle? Either way, rest assured you will be afforded the time and space to inspect your vehicle before formally completing the transaction and receiving the keys.

Representative example: Borrowing £10,000.00 on Hire Purchase finance over 5 years with a representative APR of 10.90% and a deposit of £0.00, the amount payable would be £216.93 per month, with a total cost of credit of £3,015.55 and a total amount payable of £13,015.55.

Rates may differ as they are dependent on individual circumstances. Subject to status.